Commodity Shipping Insurance is an insurance product that comes into play in the event that a cargo transported by sea, air, land and rail is damaged due to an accident or event. Such material damages are protected under different guarantees. The main guarantee groups in Transport Insurance are as follows.

Broad Guarantee: It is the type of guarantee that secures the transported material against all kinds of physical damages and losses (all risks) that may be experienced, except for the exceptions in the General Terms and Conditions of the Policy.

Narrow Collateral: It is the type of collateral that guarantees partial risks such as accident, fire and explosion of the transporting vehicle. These risks do not include damages that may occur during loading, transfer, unloading, and some major risks such as theft and wetting of the goods.

Total Loss: It provides a guarantee in case the transported cargo is completely destroyed together with the transport vehicle.

By paying an additional premium to the insurance contract, you can also insure the losses arising from the risks of strikes, lockouts, riots, public movements and terrorism.

Shipping Insurance policy can be based on shipment or can be arranged on a long-term basis.

Flotan Policy: It is the type of policy that guarantees the indefinite period between the goods to be transported, the vehicle information and the date to be loaded. Flotan Policy is a temporary policy made with available information and documents, and is covered by the final insurance policy after the vehicle information and loading date are finalized.

Solid Policy: If there is the date of shipment, voyage, value and vehicle data related to the transportation, a final policy is issued.

Subscription Policy: The insurer draws up a contract in which the type of cargo to be transported within a certain period of time, the type and limit of coverage and the applicable conditions are determined. Within this contract, a voyage-based Transport Insurance Policy is issued.

Block Subscription Policy: Although it is similar to the subscription policy, it is a type of policy that is issued annually. Based on the annual transportation turnover reported to the insurer, the total premium is calculated for all shipments to be made within a year. In this way, the shipments are guaranteed without any notification obligation.

We, as Başkök Insurance, are at your service with affordable prices and installment opportunities for your policies in the Transport branch.