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100. Yıl Bulvarı No:101/A 06374 OSTİM/Ankara |
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+90 (312) 385 50-90 |
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+90 (312) 354 58-98 |
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ostim@ostim.org.tr |
Adres: Cevat dündar Caddesi Kavacıklı İş Merkezi 17/16
Tel 1: 0 (312) 394 14-52
Faks: 0312 394 1472
Email 1: info@ozuzmansigorta.com
Email 2: ozuzmansigorta@gmail.com
Web: https://www.ozuzmansigorta.com/
It is a compulsory insurance that guarantees the legal liability of the operator up to the compulsory insurance limits in accordance with the Highway Traffic Law No. 2918 in case of death, injury or material damage to third parties during the operation of the motor vehicle.
Damages caused by trailers or semi-trailers (including light trailers) or a towed vehicle, depending on the vehicle, are covered by the insurance of the tow truck. However, trailers used for human transport are included in the coverage provided that an additional liability insurance is provided for which special conditions will be specified in the policy.
The premiums and limits of the traffic policy and the application principles are determined by the Undersecretariat of Treasury and published in the Official Gazette and enter into force. These are the principles that all insurance companies must apply. Traffic insurance is issued on behalf of the operator of the motor vehicle and is valid within the borders of Turkey.
Additional Guarantees Offered by Our Traffic Product;
Traffic Assistance Coverage
Personal Accident Coverage
Green card insurance is the international form of compulsory liability insurance. With the issuance of this insurance, the obligation to have the compulsory traffic insurance of that country at the borders of each country is eliminated. In which country the accident occurred, compensation is paid within the legal limits of that country. It is valid in the countries written on the green card policy.
It is the Mandatory Financial Liability Insurance that auto galleries, parking lots, garages and repair shops have to take out.
Motor Insurance Insurance insures the motor land vehicle against the dangers written below.
With this insurance, the insurer insures the damages directly incurred by the insured arising from the motorized and non-motorized land vehicles, trailers or caravans, work machines, rubber wheeled tractors, other agricultural and agricultural machinery specified in the policy and licensed to use on highways, as a result of the realization of the following risks.
a) Collision of the vehicle with motorized or non-motorized vehicles that can be used on the road or railway
b) Accidents such as when a fixed or moving object hits the vehicle as a result of sudden and external effects, or if the vehicle hits such an object, overturns, falls, rolls, without the will of the insured or the driver of the vehicle, whether in motion or at a standstill.
c) Damages caused by acts of third parties with malicious intent and prank, and by persons who do not have the capacity to act
d) Vehicle burning
e) Theft or attempted theft of the vehicle or vehicle parts
In addition to the above collateral groups, the following collaterals can be added to the scope of the guarantee with an additional contract. With the addition of one or more of these guarantees, our Extended Motor Insurance product is formed.
Guarantees that can be added with the Supplementary Agreement;
Insurance Coverage
Obsolescence Guarantee
Damages caused by strikes, lockouts, riots, public movements, terrorism
Damages caused by earthquake, volcanic eruption
Damages caused by flooding and flooding
Damages as a result of Landslide, Storm, Hail and Lightning
Damage to the vehicle by rodents or other animals
Damages that may occur during towing by unauthorized persons
Damages other than fire caused by contact with cigarettes and similar substances
Wrong Fuel and Filling Guarantee
Damages theft through key seizure
Damages caused by changing the locking mechanism
Mini and Midi repair coverage
Seat Personal Accident Coverage
IMM Guarantee
Additional Guarantees You May Request:
Legal Protection guarantee
New value guarantee
Treatment costs of you or the people in your vehicle as a result of the accident
Overseas guarantee
Loss of Usage Income
Moral Indemnity Insurance
Note: Coverages and limits may vary depending on your policy.
Additional Service;
Insurance Assistance guarantee
Assistance Plus
Service Types;
We have an automobile insurance product with 3 different service options, aiming to meet the expectations of you, our insured.
All Services: In case of any damage, the insured can have the vehicle repaired at all authorized and private (with or without a contract) services.
Special Services (Original Part): In case of any damage, the insured can have the vehicle repaired at all contracted or non-contracted special services.
Special Services (Equivalent Parts): In case of any damage, the insured can have the vehicle repaired at all contracted or non-contracted special services. In case the repair is made by authorized (with or without agreement) services instead of private services, 25% of the total damage amount will be deducted.
Due to its geological structure, our country is located in a zone where natural disasters that can cause great loss of life and property are frequently seen. In particular, earthquake emerges as a serious risk that directly or indirectly affects 95% of our country's population.
For this reason, in accordance with the Decree Law No. 587 on Compulsory Earthquake Insurance, which was published in the Official Gazette on 27.12.999, 27.09. Since 2000, independent sections within the scope of the Law No. 634 on Condominium Ownership, buildings built as residences on immovables registered in the title deed and subject to private ownership, independent sections within these buildings used for commercial, office and similar purposes, and those built by the State due to natural disasters or The residences built with the loan given are subject to Compulsory Earthquake Insurance.
Buildings Excluded from the Insurance Coverage
- Buildings and independent sections that are subject to the Public Housing Law No. 2946 dated 9/11/1983 or used as public service buildings,
- Buildings built in and around the village settlements and in the hamlets by those who are registered to the village population and who are permanent residents of the village,
- Buildings, all of which are used for commercial or industrial purposes,
- Buildings that do not have a project and have not received engineering service,
- Buildings that are determined to have been modified or weakened in a way that will adversely affect the carrier system,
- Buildings constructed in violation of the relevant legislation and the project in a way that will adversely affect the carrier system,
- Buildings that are decided to be demolished by authorized public institutions and buildings that are not suitable for residential use, neglected, dilapidated or abandoned.
Insurance premiums are determined to be more in high-risk regions and less in low-risk regions. According to this; There are 15 different tariff prices determined according to 5 risk zones and 3 different construction styles. "Turkey Earthquake Zones Map" prepared by the Ministry of Public Works and Settlement is taken as a basis for the separation of earthquake risk zones.
Housing Insurance for your home and property protects you against all the risks mentioned below.
What is Insured?
1. Building
2 . Pine
3. Internal Decoration
4. Item
Main Guarantees
1. Fire
2. Fire Liability, Loss of Rent, Housing Change.
3. Extra Package Coverage: In addition to internal water, smoke, snow weight, aircraft collision, land vehicle collision, in addition to the coverages
landslide due to excavation
Full
fuel leak
Warehouse, garage and similar add-ons outside the building
Damage to household goods other than the insured house
landscaping
Insulation guarantees
4. Residential Assistance
Additional Guarantees
1. Glass Breakage
2. GLHHKNH and Terror
3. Flood and Flood
4. Storm
5. landslide
6. Earthquake and Volcano Pus.
7. Theft
8. Debris Removal Costs
9. Electronic Device
10. Machine Breakdown
11. Legal Protection
12. Personal Accident
13. Third Party Financial Liability
If you are a home owner, you must first have compulsory earthquake insurance for your building. The portion of the insurance value of your house exceeding the compulsory earthquake insurance limit and earthquake coverage for your belongings are provided within the scope of Bereket Housing Assurance Insurance Policy.
Your workplace building, machinery, fixtures, commodities, etc. You can insure all your insurable values against the risks mentioned below. If desired, we offer you the most suitable alternatives for your needs with this policy, by ensuring that you add the additional coverages listed below.
What is Insured?
1. Building
2. Internal Decoration
3. Content
4. Machinery and Fixtures
5. Commodity
6. Case Contents
7. Signage, Antenna, Awning etc.
8. Glass
Main Guarantees
1. Fire
2. Fire Liability, Loss of Rent, Housing Change.
3. Workplace Package Coverage: Internal water, smoke, snow weight, aircraft crash, land vehicle crash
4. SME Assistance
Optional Additional Guarantees
1. Glass Breakage
2. GLHHKNH and Terror
3. Flood and Flood
4. Storm
5. landslide
6. Earthquake and Volcano Pus.
7. Theft
8. Debris Removal Costs
9. Electronic Device
10. Machine Breakdown
11. Personal Accident
12. 3rd Party Financial Liability
13. Compromise
14. Business Interruption
15. Employer Liability
It guarantees the risks that all kinds of hotels, motels, holiday villages and accommodation facilities may face while continuing their activities.
What can be insured?
1. Building
2. Internal Decoration
3. Content
4. Machinery and Fixtures
5. Customer Item
6. Case Contents
7. Signage, Antenna, Awning etc.
8. Glass and Mirror
9. Electronic Devices
Main Guarantees Given:
1. Fire
2. Fire Liability
3. Workplace Package Coverage: Internal water, smoke, snow weight, aircraft collision, land vehicle collision, marine vehicle collision, hail, alternative workplace change, alternative accommodation expenses
4. GLHHKNH and Terror
5. SME Assistance
Optional Additional Guarantees
1. Business Interruption
2. Earthquake
3. Theft
4. Safe Theft
5. Flood and Flood
6. Storm
7. Landslide
8. Glass and its Breakage
9. Debris Removal Costs
10. Third Party Liability
11. Electronic Device Coverage
12. Machine Breakage Coverage
13. Employer Financial Liability Coverage
14. Hotel parking and Valet Parking
15. Food Spoilage
16. Food Poisoning
17. Sporting events
18. Incidental construction works
19. Childcare service
20. Tenant businesses liability
21. Contamination damages
22. Water treatment services
23. Environmental Pollution
24. Storm
25. Landslide
26. Elevator Financial Liability
27. Personal Accident
28. Physician Professional Responsibility
29. Money Carried
30. Compromise of Security
31. Legal Protection
It is an insurance service in which both private and public schools are secured against many dangers in a single policy, from fire to flood, from theft to earthquake, with comprehensive coverage.
What can be insured?
1. School Building
2. Internal Decoration
3. Content
4. Machinery & Fixtures
5. Case Contents
6. Signage, antenna, awning etc.
Main Guarantees:
1. Fire
2. Fire Liability
3. Workplace Package Coverage
Internal water, smoke, snow weight, aircraft collision, land vehicle collision
4. SME Assistance
Optional Additional Guarantees
1. GLHHKNH and Terror
2. Business Interruption
3. Earthquake
4. Theft
5. Safe Theft
7. Flood & Flood
8. Storm
9. Landslide
10. Glass Breakage
11. Debris Removal Costs
12. 3rd Party Financial Liability
13. Employer Liability
14. Electronic Device
15. Machine Breakdown
It is an insurance service that insures the buildings, fixtures and commodities of workplaces whose field of activity is pharmacy against possible risks.
What can be insured?
1. Building
2. Commodity
3. Machinery and Fixtures
4. Case Contents
5. Signage, Antenna, Awning etc.
6. Glass
Main Guarantees:
1. Fire
2. GLHHKNH and Terror
3. Workplace Package Coverage
Internal water, smoke, snow weight, aircraft collision, land vehicle collision
4. SME Support (Assistant Service)
Optional Additional Guarantees
1. Business Interruption
2. Theft
3. Earthquake
4. Flood and Flood
5. Snow Weight
6. Storm
7. Landslide
8. Glass Breakage
9. Fire liability
10. Money Moved
11. Electronic Device
12. Machine Breakdown
13. Personal Accident
14. Debris Removal Costs
15. Professional Responsibility
16. Compromise
17 . Employer liability
18. 3rd party financial liability
In addition to the above guarantees, the following clauses are included in our product.
- Chemical degradation Clause
- Prescription Clause
- Seizure Clause
- Prescription Drugs Clause
It provides coverage against the risks that may be encountered at the gas stations.
What can be insured?
1. Building
2. Canopy
3. Commodity
4. Machinery & Fixtures
5. Glass
6. Case Contents
7. Fuel Pumps
8. Signage, Antenna, Awning etc.
9. Fuel Transported by Tanker
Main Guarantees:
1. Fire
2. GLKHHKNH and Terror
3. SME Assistance
4. Workplace Package Coverage
a) Internal Water
b) smoke
c) Aircraft Crash
d) Land Vehicles Collision
e) Naval Vehicle Crash
f) Snow Weight
g) hail
h) Alternative Workplace Expenses
i) Underground Tanks Leakage Loss of Property
j) Fuel Transported by Tankers
k) Goods unloading
l) Food spoilage
Optional Additional Guarantees
1. Fire Liability
2. Business Interruption
3. Employer Liability
4. Third Party Liability
5. Theft
6. Theft (money on the pumper)
7. Earthquake
8. Flood & Flood
9. Storm
10. Landslide
11. Glass Breakage
12. Compromise of Security
13. Machine Breakdown
14. Electronic Device
15. Professional Responsibility
16. Personal Accident
17. Money Moved
18. Dangerous Goods Mandatory Liability
This guarantee is provided as an additional guarantee for motor insurance.
Expenditures of the insured for the settlement of legal problems within the scope of the issues determined by the insurance contract, attorney's fee, litigation costs, consultancy fee, arbitrator's fee, security deposit, execution cost, appeal, decision correction, warning fees, determination Covers the expenses related to the drawing of warning, petition writing, within the limits written in the policy. Legal Protection Coverage is given under the name of Motor Vehicle Legal Protection and Driver Legal Protection.
Physicians, dentists and specialists in medicine, working in freelance or public or private health institutions and organizations; while performing the professional activity specified in the policy;
a) Damages arising as a result of the event that occurred during the contract period and whose compensation is claimed in accordance with the liability provisions during or after the contract period,
b) Coverage is provided up to the insurance limits determined against the litigation expenses related to this loss or claim.
The amount of the guarantee is valid for pecuniary, non-pecuniary damages and litigation expenses.
With this insurance, the damages that the private security guards employed by the insurant may cause to third parties while performing their duties within the framework of the legislation on private security service are covered within the limits specified in the insurance policy.
This insurance also provides the policyholder's defense against unfair claims that may be directed against him as a result of the events subject to the insurance.
Private Security Financial Liability Insurance; It is obligatory to have those who do private security work or employ a private security guard in their company.
This insurance guarantees the liability of companies that bottle liquid petroleum gas (LPG) against bodily and material damages that they may cause as a result of explosion, gas leakage, fire in the places where the cylinders they fill, have them filled and deliver directly to the consumer through authorized dealers or directly to the consumer.
LPG distribution companies that store liquid petroleum gas (LPG), fill them in cylinders, transport them, or sell them directly to the consumer through their dealers or directly to the consumer, will have this insurance in addition to the Dangerous Goods Compulsory Liability Insurance they have to take out.
It covers the following guarantees up to the insurance amount specified in the policy.
a) Installation All Risks Coverage: It covers the damages that may occur due to sudden and unexpected reasons during the period from the beginning to the end of the installation activities of the natural gas installation.
b) Liability Coverage: To provide all kinds of bodily damages that may be given to the persons residing at the risk address due to the negligence, fault, error and carelessness of the Insured (Certified Firm),
c) Guarantee for Non-fulfillment of Commitment: Ensuring that the Insured (Certified Firm) could not complete the work for any reason related to the installation subject to this insurance, so that the necessary losses are covered for the completion of the work subject to the undertaking,
d) Machine Breakage Coverage: After the installation process of the insured installation is completed, the damages that may occur in the installation within the scope of the insurance coverage, in line with the Machinery Breakage Insurance General Conditions; accepts and undertakes.
Product Liability Insurance, up to the amounts determined in the policy during the insurance period, against indemnity claims that may arise from bodily and/or monetary damages to which the insured may be held liable as a result of an event occurring due to the defects of the products subject to insurance and/or the use of the insured product by third parties during the execution of the business. provides collateral.
Responsibilities for damages to third parties and their vehicles in service stations, repair shops, garages and car parks are covered up to the coverage limits written in the policy.
Additional Coverage: (For service stations)
Trial Expeditions: The legal liability to be directed to the insured as a result of the material damages incurred by the vehicles left for washing and lubrication at the service station for washing and lubrication can be added to the coverage within 10 km of the risk address.
Financial Liability Insurance Against Third Parties, as a result of an event occurring during the insurance period;
• Death or injury of third parties
• Material damage to third party property
Claims for damages and losses that may be claimed by third parties due to their title, activity and legal relations shown in the policy are covered up to the amount written in the policy within the framework of the relevant legislation of the Republic of Turkey.
Some Situations Out of Coverage:
• Demands of persons and family members of the insured who are bound to the insured by a service or proxy relationship,
• Earthquake, flood, flood, avalanche, landslide, explosion, fire, smoke, fog, steam, water, decay and dehumidification etc. damages caused by
• Business interruption, loss of profit, etc. indirect damages.
Due to the legal liability of the employer as a result of work accidents that may occur in the workplace, the compensation claims above and outside the benefits provided by the Social Insurance Institution, which may be requested from the employer by the workers who have a service contract with the employer and who are bound by the Social Insurance Law or their right holders, are up to the coverage limits written in the policy. is welcomed.
Optional additional warranties;
• Accidents that occur while the workers are brought to and from the place of work in a vehicle provided by the employer,
• Accidents that occur when the workers are sent to another place by the employer without performing their main job,
• Occupational accidents occurring outside the borders of the Republic of Turkey,
• Non-pecuniary damage claims can be added to the coverage.
This insurance, which protects the owner or operator of the elevator with respect to the elevators kept under constant maintenance under the contract; Covers the responsibilities regarding indemnities that may be requested by third parties due to accidents that may occur, up to the coverage limits written in the policy.
This insurance can be made collectively by the apartment owners or apartment managers in the apartments used as residences.
Third Party: Anyone other than the insured himself, his family members (first degree relatives) and people who are bound to the insured by a service or power of attorney contract are defined as third parties.
Secure yourself with health insurance for your health. Health insurance, in case of an illness and/or accident that may occur in the insured's private and business life, doctor's examination fees and medication costs deemed necessary by the doctor, meals, treatment, surgery, analysis, x-rays, as an inpatient or outpatient in any licensed private or public health institution. and birth costs within the principles and limits determined in the policy.
Types of Health Insurance
Outpatient Treatment Coverage
Examination by the Medical Doctor, prescribed medication, laboratory tests deemed necessary, examination costs such as analysis-X-ray, ultrasonography, MR, tomography, EKG, and physical therapy expenses in hospitals, health institutions and clinics, or private practice, licensed by the Ministry of Health. In line with the limit and payment rate specified in the policy, it is paid within the framework of special and general conditions and outpatient treatment coverage.
Inpatient Treatment Coverage
In inpatient treatments involving a surgical intervention; hospital bed-meal, accompanying operator doctor fee, assistant doctor fee, anesthesiologist, operating room, diagnosis methods required for intervention, medical equipment expenses, used medication expenses are paid within the framework of special and general conditions in line with the limit and payment rates specified in the policy.
It is the type of guarantee that covers the diagnosis and treatment expenses that will be realized in cases specified for emergency coverage, which require inpatient or outpatient treatment, until the emergency is resolved. The treatment expenses required for the emergency treatments to survive (stabilize) the life-threatening situation are covered in accordance with the special and general conditions in line with the coverage, limit and participation rates specified in the certificate.
This insurance; It covers people who are older than 7 years old and younger than 65 years of age. The insured must be over the age of 18.
The conditions and diseases listed below are considered Emergency Cases.
Emergency Cases approved by the Provision Center are covered by Bereket Sigorta A.Ş. It will be paid on the basis of the guarantee limits determined by the company.
Situations Included in the Coverage
1. drowning
2. Traffic accident
3. Fall from height
4. Serious work accidents, limb amputations
5. Electric shock
6. Frostbite, frostbite
7. Heat stroke
8. Serious burns
9. Serious eye injuries
10. Poisonings
11. Anaphylactic Shock
12. Spinal and lower-upper extremity fractures as a result of trauma
13. Heart attacks, hypertension attacks
14. Acute respiratory problems
15. All kinds of organic defects that cause unconsciousness
16. Sudden paralysis
17. Severe general condition disorder
18. High fever over 39.5
19. Diabetic and uremic coma
20. Dialysis disease accompanied by poor general condition
21. Acute abdomen
22. Acute massive hemorrhages
23. Meningitis, encephalitis, brain abscess
24. Renal colic: (excluding ESWL etc. treatment and operations)
25. Terrorism, sabotage, shooting, stabbing, fighting, etc.
It is a travel and visa insurance policy that can be used for all international trips.
Main Coverage
Guarantees
1) Medical Information and Counseling
The Insurance Company Medical Team is informed about all kinds of emergency or non-urgent health problems that the Insured faces. Names, addresses and telephone numbers of doctors, specialists, dentists, hospitals, diagnostic centers, pharmacies and on-duty pharmacies are reported. Advice is given about the precautions to be taken about the health problem encountered, but the diagnosis is not made and the drug is not recommended. If urgent medical attention is required, all organizations are provided by the Insurance Company Medical Team.
2) Outpatient and Inpatient (Hospital) Medical Treatment Coverage
In case of sudden illness or injury of the insured while traveling, the insurance company; will pay the costs of outpatient treatment and hospital, surgery and treatment, and the costs of the medicines prescribed by the doctor, within the limits.
3) Transfer or Travel of the Insured for Medical Reasons
In case of sudden illness or injury of the insured, the insurance company undertakes to cover all the expenses necessary to transport the insured to the nearest medical center or from one medical center to another by accompanying doctor and land ambulance.
Transfer from one medical center to another will be provided only if the medical center does not have the necessary equipment and medical team for the treatment of the patient. A medical report issued by the treating doctor is required for the transfer to be made.
In addition, at the end of the treatment, the insurance company undertakes to cover all the expenses necessary for the transfer of the insured to the country of permanent residence with a scheduled flight (using the existing flight ticket, if any).
Air / Land ambulance and scheduled flight limits are specified in Article 5 of the agreement. The insured shall be responsible for the expenses exceeding this limit.
4) In the event of the death of the insured, the body is transported in accordance with the medical conditions
In case of death of the insured while traveling abroad; The insurance company takes all necessary measures for the organization of the transport of the body to its permanent residence and undertakes the transport of the coffin to the place of burial in Turkey with the coffin required for transportation in accordance with international medical conditions. Funeral and burial expenses are not covered by the coverage.
The cost of the coffin is limited to the standard coffin required to transport the burial.
Your products and goods that you transport from one place to another face various risks along the way! This is the road condition, your product or goods may be damaged by collision, overturning, road defects, natural disasters and similar risks during transportation.
This damage will also cause financial losses. Do not carry such risks while you carry your cargo.
Let "Bereket Insurance" carry the risk!
1. Full Loss: It covers the damages that will occur as a result of the damage to the insured property as well as the transportation vehicle.
2. Narrow Collateral: Narrow Collateral ensures that the transported values are damaged as a result of damage to the vehicle in which the transport is made. Although it has different names according to the type of vehicle transported, the scope of the coverage does not change. In other words, the damages and losses that may occur due to the following risks of a commodity secured with a narrow guarantee are covered.
Vehicle burning, overturning, derailment, collision, flooding of streams, collapse of roads, collapse of bridges, slump, avalanche, landslide, fire, lightning, explosion, sinking of the ship, settling of the ship, crashing of the ship with an object, unloading of the cargo at the danger port, general average sacrifice, throwing goods into the sea, etc.
Narrow guarantees are not given for transports made by air. Broad guarantee or full loss is given.
3. Broad coverage: As the name suggests, this guarantee provides you with a wide range of guarantees. However, the following risks are excluded from the guarantee.
Damages caused by delay, damage caused by the product's structure and production (hidden defect), damage caused by the property of the goods such as wastage, decay, deterioration, packaging insufficiency.
Engineering Insurance ensures that the values that constitute the subject of the insurance are subject to any loss or damage due to a previously unknown and sudden reason.
Machine Breakdown Insurance, after the trial period of machinery and facilities,
• While operating normally,
• During cleaning, revision or relocation in the same workplace,
• It provides the repair and replacement costs required for material loss and damage caused by all kinds of sudden and unexpected reasons while stationary.
With Machine Breakdown Insurance, full assurance is provided against the following risks:
• Operational accidents
• Loss and damage caused by faulty design
• Lubrication defect
• Short circuit, other electrical causes
• Clogging, entry of foreign substances
• Tears caused by centrifugal force
• Lack of water in boilers,
• Water hammering
• Deformations caused by low pressure,
• Storm, frost, ice drift
• Misuse, ignorance and neglect
Optional additional guarantees:
• Wide Motor Insurance Coverage (Damages caused by collision, collision, derailment, overturning, falling, rolling, landslide, soil collapse, rockfall, fire, lightning, earthquake, flood, avalanche in the driven machinery are included in the guarantee.)
• Physical Explosion Coverage
• Serial Transport
• Strikes, Lockouts, Popular Movements
• Malicious Acts, Terrorism
Today's rapidly developing technology leads industrialists to renew their factories and facilities and to make new investments. While making new investments, Assembly All Risks Insurance must be taken out in order to prevent possible financial losses.
It covers the damages that may arise due to sudden and unexpected reasons specific to assembly activities during the period from the beginning to the end of the assembly activities.
Main Guarantees:
• Installation All Risks
• Earthquake
In addition to these, the following guarantees can be given with additional premium.
• Strikes, Lockouts, Unrest, Popular Movements
• Malicious Acts, Terrorism
• Debris Removal Costs
• 3rd Party Financial Liability
It offers a more economical and easier-to-follow solution by collecting many insurance types in a single policy.
The manufacturer or the seller (if responsible for the assembly works), the company that undertakes the assembly works, the owner of the unit or facilities to be installed, and all three may be determined as "insured" in the policy.
Construction All Risks Insurance; It ensures that the insured values subject to the construction are damaged during the construction period due to sudden and unexpected reasons that were not known beforehand.
Main Guarantees:
• Construction All Risks
• Earthquake
Optional additional guarantees:
• Strikes, Lockouts, Unrest, Popular Movements
• Malicious Acts, Terrorism
• Debris Removal Costs
• 3rd Party Financial Liability
• Damages to the Structures Around the Construction Site
It secures the project against the risks that may arise due to It offers a more economical and easier-to-follow solution by collecting many insurance types in a single policy.
Construction Insurance can be made directly by the owner of the building, or by the contractor or subcontractor company, which undertakes all the responsibility of the construction.
Electronic Device Insurance, after the trial circuit of the devices,
• While operating normally
• During cleaning, revision or relocation in the same workplace
• It provides the repair and replacement costs required for material loss and damage caused by sudden and unexpected reasons while stationary.
As the Main Guarantee; Electronic device coverage is provided.
Optional additional guarantees are as follows;
• Strikes, Lockouts, Unrest, Popular Movements
• Malicious Acts, Terrorism
• Earthquake
• Portable Device Coverage
• Serial Transport