What is Fire Insurance?

With this insurance, you can insure your workplace or residential building, its contents (fixtures, machinery-installation, commodities, etc.) within the framework of the guarantees you choose. By choosing additional coverages, you can expand your policy coverage and create the most suitable alternative for your needs.

Fire Insurance Guarantees

Risks covered by Fire Insurance

Fire

Material damages that may occur as a result of fire for any reason or during extinguishing works. Even if this fire started in your neighbor, damage to your home.

Lightning

It is the coverage of the damages that occur as a result of a lightning strike, whether or not a fire occurs.

Explosion

Damages that may occur as a result of explosion that may occur in the heating installation due to the explosion of all kinds of gas cylinders such as butane, oxygen of the gas or natural gas installation are included in the scope of this guarantee.

Internal Flooding

Damages caused directly by the explosion, overflow, leakage, blockage, breakage and freezing of the water system of the water tanks and cisterns, water pipes, radiators and pipes of the heating boiler inside the building, leakage of water from the roof and eaves as a result of the melting of rain water, snow or ice, It covers the damages caused by the water entering the building as a result of the clogging or overflow of the water gutters, the damages in the installation and the devices connected to it as a result of frost, and the costs of opening and closing the wall made for the purpose of repair.

Storm

Whether it is with rain, snow, hail or not, as a result of or during a storm, it is the provision of direct damages to the insured things as a result of the impact of the things dragged or thrown by the wind.

Landslide

It is the landslide that occurs due to the direct damages to the insured things as a result of landslide or soil collapse that occurred on or around the land where the insured building is built, and the flood or flooding.

Smoke

It is the insurance of the loss and damage that will directly cause the assets subject to insurance, due to the sudden, unusual or faulty operation of the heating and cooking devices connected to the chimney through a pipe or grille.

Land Vehicles Crash

It is the addition of the damages that will occur directly as a result of the collision of motorized and non-motorized land vehicles to the insured things.

Aircraft Crash

It is the coverage of loss and damage that may occur as a result of crashes, falls and the falling of a part or object from aircraft and other aircraft.

Marine Vehicles Crash

It is the coverage of the damages that occur in the insured assets as a result of the collision of the marine vehicles.

Theft

The destruction that may occur in the workplace as a result of the theft of the goods that may be found at the risk location by breaking, forcing, forging keys or using violence and the realization of the theft is included with this guarantee.

Snow Weight

Due to the weight of the snow accumulated on the roof after heavy snowfall, the subject of insurance is the direct damages to the building and the things inside.

Strikes, Lockouts, Unrest, Popular Movements and Malicious Actions, Terrorism

Whether it caused a fire or not, all damages that occur directly in the insured things as a result of the events that occur during strikes, lockouts, labor disputes, turmoil or public movements and the interventions made by the authorized bodies to prevent these events and reduce their effects are added to the coverage.
Malicious Acts, Strikes, Lockouts, Confusion, People's Movements that occur directly in the insured things as a result of the interventions made by the authorized bodies to prevent these events and reduce the effects of the insured and any person other than the insured's procedure and family, with the malicious act of any person, regardless of the events specified in the Clause. Except for the fire and explosion, all damages are added to the guarantee.
All damages, including terrorism, terrorist acts and sabotage arising from these acts, and fire and explosion caused by the military and disciplinary measures required by them, are added to the guarantee.

Debris Removal Costs

Costs associated with the removal and transportation of debris after the fire are covered. In Engineering Insurance, it is the coverage of the debris removal costs as a result of any damage that may occur in construction or assembly.

Earthquake and Volcano Eruption

Earthquake is the natural deformation of the earth's crust due to the collapse of cavities under the ground, volcanic eruption and especially sudden energy discharge in the soil. It is the provision of all damages, including those that occur as a result of fire and explosion, which will be caused directly or indirectly by earthquake and volcanic eruption.

Flood and Flood

The subject of the insurance is the coverage of the damages to be caused directly by the overflowing of rivers, streams, streams and canals in the vicinity of the insurance, the swell of the seas other than the tides, the floods and slump caused by extraordinary rainfall, and the direct invading waters of the facility from outside.