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100. Yıl Bulvarı No:101/A 06374 OSTİM/Ankara |
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+90 (312) 385 50-90 |
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+90 (312) 354 58-98 |
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ostim@ostim.org.tr |
Adres: Cevat dündar Caddesi Kavacıklı İş Merkezi 17/16
Tel 1: 0 (312) 394 14-52
Faks: 0312 394 1472
Email 1: info@ozuzmansigorta.com
Email 2: ozuzmansigorta@gmail.com
Web: https://www.ozuzmansigorta.com/
Guarantee the damages that may occur in your home and your belongings with Doğa Sigorta Housing Package product, and have peace of mind.
Scope:
Subject of Guarantee:
Mandatory Guarantees:
Optional Guarantees:
This policy insures the common areas and contents of the apartments or sites against the risks included in the purchased collateral.
Scope:
Subject of Guarantee:
Mandatory Guarantees:
Optional Guarantees:
Scope:
Subject of Guarantee:
Mandatory Guarantees
Optional Guarantees:
This Policy insures the damages to be incurred by your Fuel Station and its contents against the risks included in the guarantees received.
Scope:
Subject of Guarantee:
Mandatory Guarantees
Optional Guarantees:
This policy insures the damages to your hotel building and fixtures against the risks included in the purchased collateral.
SCOPE
Subject of Guarantee:
Mandatory Guarantees:
Optional Guarantees:
Within the scope of Traffic Insurance; If the insurer has caused death or injury to a person or damage to something during the operation of the motor vehicle defined in the policy, the legal liability of the operator is covered up to the compulsory insurance limits, according to the Highway Traffic Law.
In order to prevent or reduce the damage in an accident that occurs, the reasonable and compulsory expenses to be incurred by the policyholder are covered by the insurer.
With the insurance contract of the Green Card Certificate, the insurer, contrary to the exception specified in the second article of the General Conditions of Highways Motor Vehicles Compulsory Liability Insurance, excludes the insured from operating a motor vehicle in foreign countries within the scope of the Green Card System, of which the Turkish Motor Vehicles Bureau (TMTB) is a member. due to liability situations, within the limits of the compulsory liability insurance of the country where the incident occurred.
Extended Insurance covers all the main guarantees given by any insurance company. However, additional contractual instructions can be included in your contract if you wish.
Extended Motor Vehicle Insurance covers the damages that have occurred without the insured's request.
The related extended motor insurance may be included in the following coverages in addition.
Guarantees
Personal accident insurance provides assurance against the following risks against the consequences of sudden and unexpected accidents.
ATM Guarantee
It covers the cash loss incurred by the insured as a result of the events that may happen to the insured during or after making a transaction on the ATM. Covers the damages incurred by the insured in the event of physical robbery as a result of theft or forced withdrawal of money, or the tampering of the ATM with a mechanical mechanism or forced shopping during the withdrawal process from ATMs.
Plan A - Emergency Dental Treatment Coverage 24/7 Support
It covers the temporary medical intervention procedures required until the patient is stabilized by eliminating the pain or medical danger in dental diseases that occur as a result of medical or accident and need medical emergency intervention.
***Applies to fillings to be made in tooth fractures caused by trauma. ***Excluding 20-year-old female operations with and without bone retention. ***Canal extirpations (dental nerve removal) are valid for vital teeth. Chronically infected teeth (due to prior discomfort) are excluded.
Death Guarantee
If the insured dies as a result of an accident covered by the policy, instantly or within one year after the date of the accident, the insurance indemnity is paid to the beneficiary named in the policy or to the legal heirs of the insured.
Permanent Injury Coverage
In the event that the insured becomes permanently disabled as a result of an accident covered by the policy conditions, instantly or within two years from the day the accident occurred, permanent disability compensation is paid within the rates listed in the General Conditions of Personal Accident Insurance, after medical treatment and determination of permanent disability.
Critical Illness Coverage
In the event that the insured is diagnosed with one of the Critical Illnesses defined under this section during the policy period and the disease is diagnosed (provided that the disease and/or symptoms and/or treatment do not exist before the policy commencement), the insured is entitled to cash payments within the policy limits that he has purchased.
***Heart Attack, Coronary artery surgery, Stroke, Cancer, Major organ transplant, Paraplegia, Blindness, MultipleSclerosis
Death Guarantee
If the insured dies as a result of an accident covered by the policy, instantly or within one year following the date of the accident, the insurance indemnity is paid to the beneficiary named in the policy or to the legal heirs of the insured.
In case of accidental death or permanent disability of the insured, all annual education, service and meal expenses of the student whose name is registered in the policy are included in the coverage up to the maximum amount registered in the policy, within the framework of the General Conditions of Personal Accident Insurance and the special conditions written in the policy.
In addition to these coverages, any accidental treatment costs of the insured are included and are supported by Medline emergency health services. Critical diseases coverage that the insured may be exposed to during the policy period has also been added.
Depending on the accident as a result of an accident that the parent may be exposed to in relation to the student;
It also covers legal protection coverage for the insured and mini-repair services for his vehicle.
With Doğa Mühendislik Insurances, all kinds of risks that will hinder the production from the beginning to the end of your project are covered within the scope of coverage. With our Machine Breakdown Insurance, Electronic Device Insurance, Construction All Risks Insurance, Assembly All Risks Insurance, Natural Gas Installation Insurance products, we offer you special opportunities to keep your business running.
Machine Breakdown
Insurance coverage:
This policy covers machinery and facilities with written years of manufacture, qualifications and values, after the trial period, while in normal operation or during cleaning, revision or replacement in the same workplace, while standing still, as a result of events arising from all kinds of sudden and unexpected reasons.
Optional Guarantees:
Assembly Insurance
Coverage of Insurance:
During the period from the beginning to the end of the assembly activities, natural disasters (earthquake, flood, landslide, storm), fire, lightning, explosion and theft, as well as the damages that may arise due to sudden and unexpected reasons specific to the assembly activities.
Optional Guarantees:
Construction Insurance
Values constituting the subject of insurance are insured in case of any loss or damage during the guarantee period, while on the construction site, during the construction period, except for the exceptions shown in the policy, in accordance with the Construction Insurance General Conditions and Munich Re clauses.
Optional Guarantees:
Electronic Device Insurance
Coverage Coverage:
The insurer, while in normal operation after the trial period of electronic machinery, equipment or information processing systems, the type, number, construction years, quality and insurance values of which are specified in written, individual units or various units, or during cleaning, maintenance, revision and relocation in the same workplace. or at a standstill, for any previously unknown, sudden and unexpected reason and in a word;
Optional Guarantees:
Your health is safe with Doğa Sigorta…
How to use Right Step Supplementary Health Insurance?
Doğa Sigorta Complementary Health Insurance covers your and your family's unexpected health problems, with premiums suitable for your budget, at the difference between SGK and private hospitals contracted by Doğa Insurance.
With the "Orange Health Insurance" issued to be used in short-term residence permits of foreign nationals (non-Turkish citizens), foreign nationals can stay in any private or public health institution licensed by the Ministry of Health in the event of an illness and/or accident during the insurance period and/or Medical expenses required for outpatient or outpatient treatment are covered in accordance with special and general conditions in line with the coverage, limit and payment percentage specified in the policy.
This policy covers the minimum coverage structure determined in the circular on private health insurances to be made in residence permit requests dated 06.06.2014 and numbered 9.
This insurance insures the passengers, drivers and their assistants traveling within the scope of domestic and international passenger transportation, against the consequences of all kinds of accidents, including stops, during the travel period from the beginning to the end of the transportation service, within the framework of the following conditions.
Real and legal persons engaged in underground and surface coal mining, underground mining activities other than coal, are obliged to take out insurance policies for the personnel employed in their facilities and engaged in production and production preparation activities as a result of accidents that may occur during the execution of the said activities.
This policy applies to the insured as a result of an event that will occur during the validity period of the insurance, a) The death, injury or health of third parties, b) The loss and damage (material damage and loss) in the goods belonging to third parties, the title shown in the policy. , due to its activities and legal relations, against the consequences of claims for loss and damage by third parties, up to the amounts determined in this policy, within the framework of the provisions of the legislation on legal liability of the Republic of Turkey.
This policy will be demanded from the employer by workers or their right holders who are bound to the employer by a service contract and subject to the Social Insurance Law due to the legal liability to be incurred by the employer as a result of work accidents that may occur in the workplace, and the claims above and beyond the benefits provided by the Social Insurance Institution are also covered. It provides the compensation amounts to be paid at the end of the recourse lawsuits to be substituted by the same Institution against the employer due to work accidents, up to the amounts written in the policy.
The insurer is also obliged to pay the court costs and attorney fees in case of a lawsuit regarding this insurance. In so far, if the indemnity awarded exceeds the insurance cost, the insurer only participates in the cost of the lawsuit, including the attorney's fee, in proportion to the insurance cost.
With our Commodity Transportation Insurance product, the goods you own are transported from one place to another by various means of transportation and secured against various risks that may occur during this transportation. In addition, as the Insured, not only the value of your commodity but also some additional expenses such as freight, insurance fee and anticipated profit can be covered.
In this product, your goods are secured with the following guarantees.
The legal responsibilities arising from the realization of a risk within the scope of the guarantee, while transporting the goods belonging to the customers to whom they provide transportation services with the vehicles they own and/or rented, of the freight forwarding companies engaged in road freight transport within the borders of Turkey are covered within the conditions and limits specified in the policy.
CMR Insurances are insurances that cover the liabilities of companies engaged in international transportation by road due to damages that may occur to the goods they undertake to transport, in accordance with the provisions of the CMR Convention.
Travel health insurance is a type of private insurance that protects those who travel to our country from abroad or abroad by using any of the means of transportation, against the health risks they may encounter during their travels.
The Insurer provides the Insured with the coverage specified in the policy, provided that it does not occur outside the planned travel period, as a result of an accident or illness that is not due to a pre-existing condition during the travel, between the validity dates of the policy.